What is your financial personality? Your financial health? The TTCI Method?

Today's guest on the Crushing Debt Podcast is a CPA, speaker, course creator, and passionate about helping people become financially free. Bruce Scott is the territory leader of (senior partner) at PricewaterhouseCoopers Jamaica. He has an MBA, FCA, FCCA, CPA (Colorado), chartered accountant (Jamaica), and chartered certified accountant (UK). Bruce is passionate about financial intelligence leading to financial independence, and he offers financial training in several countries on strategies and behavioral changes required to pursue a path of financial freedom.

“But what really is a financial coach?”

It’s a question I get asked A LOT. By friends, family, folks in my community, and even clients.

We hear the term “financial coaching” get thrown around a lot, but when I actually interact with people, I realize that most people don’t really have much clarity on who a financial coach is, how we’re different from financial advisers and CPAs, and what we can do to help.

Someone who finds themselves on the Freddie Mac Exclusionary List is prohibited from participating in a transaction where Freddie Mac is a party - this excludes buyers, sellers, Realtors, Lenders, Title Agents, Attorneys, Inspectors, Appraisers, and others.

In today's episode, Shawn & George talk about how Shawn almost literally stumbled across the Exclusionary List, and how helping people come off the List turned into a part of the Yesner Law practice. Plus we give tips on how to stay off the List and ask to come off the List if you find yourself on the List.

I meet a lot of people who’re looking for help with their finances and money habits. And when I interact with them, I realize that most folks don’t really understand emergency funds as well as they could…

What age groups tend to owe the most debt? Boomers? Millennials? Gen X?

Would it surprise you to know that credit card debt, on average, has returned to or exceeds pre-pandemic levels?

Why has it increased, and what can you do about it? How do you break the credit card cycle?

In this week's episode, Shawn and George talk about the reason that credit card debt has increased and some tactics for reducing or crushing your credit card debt if it has risen to a level that you are struggling (or even if you just want to pay it off).

In today's fast-paced world, where expenses seem to outweigh income, creating a budget has become more critical than ever. Budgeting is the foundation for achieving financial independence and securing a prosperous future. It allows individuals to take control of their finances, make informed decisions, and pave the way towards a more stable and fulfilling life. In this blog post, we will explore the importance of creating a budget and the profound impacts it can have on your journey to financial independence.