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Legal

Privacy Policy

How Curbelo Financial Coaching collects, uses, and protects your information.

Effective date: June 24, 2026 · Last updated: June 24, 2026

Curbelo Financial Coaching ("Curbelo Financial Coaching," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through our website at www.curbelofinancialcoaching.com, why we collect it, how we use and protect it, and the choices you have. By using our website or submitting a form, you agree to this Privacy Policy.

Information we collect

We only collect information you choose to give us or that is needed to operate our website:

  • Contact details you submit through our forms — such as your name, email address, and phone number.
  • Message content — anything you tell us about your situation, goals, or questions, and information you enter into our free financial tools.
  • SMS/messaging consent records — if you opt in to text messages, we record that you consented, what you consented to, and when (see "SMS and Mobile Messaging Privacy" below).
  • Usage data — standard technical information such as IP address, browser type, and pages visited, collected through cookies and analytics tools (Google Analytics / Google Tag Manager) to understand and improve our site.

Why we collect it and how we use it

  • To respond to your inquiries and schedule your free assessment call.
  • To provide the financial coaching services and free tools you request.
  • To send the appointment reminders, account notifications, service updates, and — only if you separately opt in — promotional messages you asked to receive.
  • To improve our website, content, and services.
  • To meet legal, tax, and recordkeeping obligations.

How we share information

We do not sell your personal information. We share it only with trusted service providers who help us operate our business (for example, our email delivery, customer relationship management, scheduling, and analytics providers), and only as needed to provide our services to you, or when required by law. These providers are bound to protect your information and use it only for the services they provide to us.

We do not share, sell, rent, or otherwise provide your mobile phone number or messaging (SMS) consent information to third parties or affiliates for their own marketing or promotional purposes.

SMS and Mobile Messaging Privacy

When you provide your mobile phone number and opt in to receive text messages, we may use your number to send the types of messages described at the point of consent. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. For assistance, reply HELP or contact us at info@curbelofinancialcoaching.com or (727) 316-5747.

We do not share, sell, rent, or otherwise provide your mobile phone number or messaging consent information to third parties or affiliates for marketing or promotional purposes.

If you opt in, we keep a record of your consent — including the type of consent (informational and/or marketing), the date and time, the disclosure shown to you, and related technical details — so we can honor your preferences and comply with applicable rules.

How we protect your information

Our website is served over encrypted HTTPS connections, and we use reputable, security-conscious service providers to store and process data. We limit access to personal information to those who need it to serve you. No method of transmission or storage is 100% secure, but we take reasonable administrative, technical, and physical measures to protect your information.

Your choices and rights

  • Email: you can unsubscribe from marketing emails using the link in any email or by contacting us.
  • Text messages: reply STOP to any message to opt out, or HELP for assistance.
  • Access, correction, or deletion: you may request a copy of the personal information we hold about you, ask us to correct it, or ask us to delete it, by contacting us using the details below. We will respond within a reasonable time and as required by applicable law.
  • Cookies: you can control cookies through your browser settings.

Children's privacy

Our website and services are intended for adults. We do not knowingly collect personal information from children under 13.

Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above. Material changes will be posted on this page.

Contact us

If you have any questions about this Privacy Policy or your information, contact us:

View our Terms & Conditions →